Protect your interests with carrier liability coverage

Avoid gaps and questions of liability

All-risk insurance offers more coverage than carrier liability, which only provides limited compensation. Because proving a carrier's responsibility for a loss is also often challenging—especially with global shipments involving multiple carriers—all-risk insurance is a more reliable option.

What’s included in marine cargo insurance?

Review coverage summary

Examples of limitations of carrier liability

International ocean shipments
  • $500 per shipping unit (Carriage of Goods by Sea Act (COGSA))—to/from U.S. borders
  • 2 SDRs per kilo or 666.67 SDRs per pkg., whichever is less (Hague/Hague-Visby)—to/from non-U.S. borders
International air shipments

26 SDRs per kilo (approx. $36–$38 per kilo)—Warsaw/Montreal Protocol Convention

Full truckloads—U.S.

Maximum $100K

Less than truckloads—U.S.

$0.50 per lb. (or per carrier rate/tariff class)

Over the road transit—Europe

8.33 SDRs per kilo (CMR rules)

What sets C.H. Robinson carrier liability apart

Unmatched Expertise

Gain confidence your cargo is covered accurately, minimizing ambiguity and streamlining the claims resolution processes.

Unrivaled Scale

Access global coverage wherever you do business around the world to protect your freight at every stage of the journey. 

Tailored Solutions

Choose from a range of insurance options so your level of your protection aligns with your unique shipping and risk profiles.

Stop relying on Incoterms® for insurance placement

Incoterms® typically only mark a single handoff—when responsibility and insurance shift from seller to buyer. But beware: conflicting sales and payment terms can spark financial risks, leaving you open to costly surprises. Here are some examples:

Importer buying under CIF terms

  • Seller controls insurance and is only obligated to obtain minimal coverage.
  • Insurance may cease at delivery port, leaving buyer exposed when goods move from port to final delivery door.
  • Only the commercial value and freight/handling charges that are paid by the seller are covered by the seller’s secured insurance, leaving the buyer exposed with uncovered charges they pay, including U.S. duties and taxes.
  • Claims are handled overseas.

Exporter selling under EXW, FOB/FAS/FCA terms

When credit terms are extended, the seller carries the financial risk until they are paid. This results in several unanswered questions, including:

  • What happens if the shipment is lost or damaged?
  • How will the seller protect themselves?
  • Who will guarantee the invoice will be satisfied?

Safeguard your investment

Incoterms® is a registered trademark of the International Chamber of Commerce (ICC).

Coverage is arranged through an open cargo policy. The information contained above is not a complete representation of all the policy provisions. For a complete copy of the policy terms, please contact your C.H. Robinson representative.